One of the most important decisions that a couple can make when planning their wedding is how they plan on managing their income. It is highly recommend that married couples all have a joint account as well as their own personal accounts. Having a joint account promotes trust and unity in marriage, while the separate personal accounts allow you to have your own spending money to use whenever you want. Ultimately, the choice is up to each individual to decide what is best for them. It’s important to note that separate accounts are a great way to lessen tension over spending money.