One of the smartest financial moves an individual can make is learning how to invest their money wisely. Usually the first question someone new to investing asks is where he or she gets the money to invest. There are some mutual funds that exist that will allow you to start off with $500. You can get the money to invest in these funds by using your overtime pay, or a bonus check you have coming to you from your job. If you can’t raise the $500 some funds will allow you to have a low monthly payment withdrawn a month.