An essential element to a good marriage is teamwork. When two people join together in marriage they become one family, and everything that each person owns belongs to the other, including debt. You should never view a spouse’s debt as his or her own personal problem, as this shows a lack of unity in the home. Also, if you both work together to pay off the debt, you’ll be out of debt more quickly. This will also help you to get out from under high interest rates as well. If you allow this debt to linger too long it will negatively impact both your credit scores.